Frequently Asked Questions

We are currently seeing clients in person in Sacramento and via telehealth throughout California.

Michele is an in-network provider for SpringHealth and Optum/UnitedHealthcare

Loretta is an in-network provider for Optum/UnitedHealthcare

Otherwise we are not in-network providers for other insurance companies. This allows us to ensure the highest level of confidentiality, treatment flexibility, and control over your records.

However, Michele is considered an “out of network” provider by most PPO plans, meaning that after you pay out-of-pocket, I can give you a “superbill” (invoice) that you may submit to your PPO for reimbursement. You’ll need to call your insurance company to verify procedures, amount of reimbursement, and whether we are an eligible provider.

Yes, you may use your health savings account (HSA) or flexible spending account (FSA) to pay for services.

Michele Villarreal, LMFT

$195 per Individual Session

$245 per Couple or Family Session

Loretta Odebiyi, Associate Professional Clinical Counselor #22806, Supervised by Michele Villarreal, LMFT #131287

$145 per individual or Couple/Family Session

We accept private pay (credit, debit card and Venmo) and payments through Health Savings Accounts (HSAs).

We see individuals, couples and families, including adolescents.

We incorporate Eye Movement Desensitization and Reprocessing (EMDR) therapy, Cognitive Behavioral Therapy (CBT) and Integrated Attachment Theory (IAT).

Therapy appointments are 45-55 minutes.

New clients typically meet weekly or every two weeks. The length of therapy depends on your goals and progress. We will discuss this during our first appointment and throughout the course of treatment.

Yes, please contact me for a complimentary 15-minute consultation.

Yes, we are currently accepting new clients.

Please us at (916) 425-2692 or email michele at michele@fourseasons-counseling.com to get started.